*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:#142536;background:#f5f8fb;line-height:1.65}a{color:inherit}.top{background:#082f49;color:#fff}.nav{max-width:1180px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:15px 20px;gap:20px}.brand{font-weight:900;text-decoration:none;font-size:1.1rem}.links{display:flex;flex-wrap:wrap;gap:14px}.links a{text-decoration:none;font-size:.9rem;color:#dbeafe}.hero{background:linear-gradient(135deg,#082f49,#075985);color:#fff;padding:78px 20px}.hero-inner{max-width:1000px;margin:auto}.eyebrow{color:#fbbf24;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.hero h1{font-size:clamp(2.1rem,5vw,4.2rem);line-height:1.08;margin:.25em 0}.hero p{max-width:780px;font-size:1.12rem;color:#e0f2fe}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.btn{display:inline-block;text-decoration:none;font-weight:800;padding:13px 20px;border-radius:12px;background:#f59e0b;color:#172033}.btn.alt{background:#fff;color:#082f49}.container{max-width:1100px;margin:auto;padding:60px 20px}.section-title{font-size:clamp(1.7rem,3vw,2.5rem);margin:0 0 8px;color:#082f49}.intro{max-width:760px;color:#526577;margin:0 0 26px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;padding:24px;border:1px solid #dce7ef;border-radius:18px;box-shadow:0 8px 24px rgba(8,47,73,.06)}.card h3{margin:0 0 8px;color:#075985}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.step{background:#e8f4fa;padding:20px;border-radius:16px}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#075985;color:#fff;font-weight:900;margin-bottom:12px}.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid #dce7ef;border-radius:14px;padding:17px 20px}.faq summary{cursor:pointer;font-weight:800;color:#082f49}.faq p{margin:10px 0 0;color:#526577}.cta{background:#082f49;color:#fff;border-radius:22px;padding:34px}.cta h2{margin-top:0}.footer{background:#041f2f;color:#cbd5e1;padding:34px 20px}.footer-inner{max-width:1100px;margin:auto;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.wa{position:fixed;right:18px;bottom:18px;background:#22c55e;color:#fff;text-decoration:none;font-weight:900;padding:14px 18px;border-radius:999px;box-shadow:0 8px 24px #0003;z-index:5}@media(max-width:800px){.links{display:none}.hero{padding:56px 18px}.grid,.steps{grid-template-columns:1fr}.container{padding:44px 18px}.btn{width:100%;text-align:center}.wa{left:18px;text-align:center}.footer{padding-bottom:90px}}